All Done!

Your application is all done. We will get back to you within the next 15 minutes to let you know that amount you have been approved for.

Frequently asked questions

How do I repay my loan?


You may repay your loan in-store using cash or interac. You may pay online using e-transfer OR ask us to withdraw the payment from your bank account on your due date.




Can I pay my loan back earlier than my due date?


Yes! Simply send us the loan payment OR come in-store to make your payment. There is no charge or extra fees if you pay off your loan sooner than the due date.




I want to borrow again. Do I have to reapply?


No! If you are a customer in good standing with us you can borrow again without going through the entire application process again. Call or email us asking for a new loan. Alternatively, you can fill out ONLY the first part of the application form. We'll recognize you.




What does it cost to borrow?


We charge $15 as our fee for every $100 borrowed. For example, if you borrow $300 the fee is $45. On your payday you will pay us a total of $345 to clear your loan.




Now that I applied, what's next?


We will get back to you with the amount you have been approved for. We send you the loan agreement to sign digitally. We then send you an e-transfer or deposit the funds directly into your account. If you wish, you can arrange to pick-up the funds in store - just be sure to bring Photo ID with you.